Terms of Service

Last Updated: [Date — update before launch]

These Terms of Service ("Terms") govern your use of the Pryor Financial website at pryorfinance.com, the client portal, and the Marvin AI assistant (collectively, the "Services") operated by Pryor Financial LLC.

Acceptance of Terms

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

Nature of Services

Pryor Financial LLC provides financial education, wealth management guidance, and investment-related information. Our Services are educational in nature. Nothing on this website or in our communications constitutes personalized investment, legal, or tax advice. Always consult a licensed professional before making financial decisions.

Investment Disclosures

Investment opportunities referenced on this website are available only to accredited investors as defined by SEC Rule 501 of Regulation D. Past performance does not guarantee future results. All investments carry risk, including the potential loss of principal. Pryor Financial LLC does not guarantee any investment returns.

Marvin AI Assistant

Marvin is an AI-powered assistant that provides educational information about wealth building, trust structures, and financial concepts. Marvin is not a licensed financial advisor, attorney, or tax professional. Responses from Marvin should not be interpreted as professional advice. Always verify information with qualified professionals before acting on it.

User Accounts

If you create an account on our client portal, you are responsible for maintaining the security of your credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorized use.

Intellectual Property

All content on this website — including text, graphics, logos, and software — is the property of Pryor Financial LLC or its content providers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.

Limitation of Liability

Pryor Financial LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services. Our total liability shall not exceed the amount you paid us in the twelve months preceding the claim.

Governing Law

These Terms are governed by the laws of the State of [State — REQUIRES_LEGAL_REVIEW]. Any disputes shall be resolved in the courts of that jurisdiction.

Changes to Terms

We may update these Terms from time to time. Continued use of our Services after changes constitutes acceptance of the updated Terms. We will notify portal users of material changes via email.

Contact

For questions about these Terms, contact us at info@pryorfinance.com